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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,316 | $115,810-43.6% | $101,271-35.5% | $158,966-58.9% |
| Participation rate | 71.4% | 79.4%-7.9pp | 75.8%-4.4pp | 82.0%-10.5pp |
| Annual return | 21.73% | 56.15%-34.4pp | 46.48%-24.8pp | 302.95%-281.2pp |
| Employer contribution / active EE | $2,543 | $4,175-39.1% | $3,660-30.5% | $4,762-46.6% |
| Participant deferral / active EE | $8,856 | $4,958+78.6% | $4,371+102.6% | $5,983+48.0% |
| Admin fee / account holder | $1,705 | $7,248-76.5% | $5,948-71.3% | $11,250-84.8% |