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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,065 | $165,381+39.1% | $149,730+53.7% | $158,966+44.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 10.23% | 348.29%-338.1pp | 276.70%-266.5pp | 302.95%-292.7pp |
| Employer contribution / active EE | $4,802 | $5,104-5.9% | $4,645+3.4% | $4,762+0.8% |
| Participant deferral / active EE | $17,233 | $7,182+139.9% | $6,843+151.9% | $5,983+188.0% |
| Admin fee / account holder | $60,322 | $10,809+458.0% | $9,310+547.9% | $11,250+436.2% |