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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA RETIREMENT INSURANCE AND ANNUI Service code 27 · EIN 71-0294708 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,002 | $72,027-68.1% | $185,861-87.6% | $79,856-71.2% |
| Participation rate | 55.4% | 65.8%-10.4pp | 78.0%-22.7pp | 69.6%-14.3pp |
| Annual return | 12.91% | 23.13%-10.2pp | 35.96%-23.1pp | 31.71%-18.8pp |
| Employer contribution / active EE | $303 | $1,965-84.6% | $4,088-92.6% | $2,471-87.7% |
| Participant deferral / active EE | $1,438 | $3,780-62.0% | $5,634-74.5% | $3,741-61.6% |
| Admin fee / account holder | $12 | $4,513-99.7% | $9,503-99.9% | $5,306-99.8% |