Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,244 | $198,461-91.8% | $170,436-90.5% | $147,585-89.0% |
| Participation rate | 28.6% | 88.0%-59.4pp | 83.6%-55.0pp | 82.8%-54.3pp |
| Annual return | 91.46% | 257.30%-165.8pp | 205.94%-114.5pp | 578.57%-487.1pp |
| Employer contribution / active EE | $1,128 | $6,184-81.8% | $5,433-79.2% | $4,876-76.9% |
| Participant deferral / active EE | $4,871 | $5,629-13.5% | $4,939-1.4% | $5,439-10.4% |
| Admin fee / account holder | $1,057 | $16,852-93.7% | $13,880-92.4% | $10,885-90.3% |