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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,967 | $148,623-1.1% | $135,974+8.1% | $139,466+5.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.42% | 79.30%-61.9pp | 68.30%-50.9pp | 373.66%-356.2pp |
| Employer contribution / active EE | $1,225 | $5,246-76.7% | $4,859-74.8% | $4,754-74.2% |
| Participant deferral / active EE | $6,125 | $8,103-24.4% | $7,760-21.1% | $6,712-8.7% |
| Admin fee / account holder | $838 | $12,406-93.2% | $10,767-92.2% | $11,409-92.7% |