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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,750 | $138,102-56.0% | $125,381-51.5% | $134,532-54.8% |
| Participation rate | 50.0% | 84.5%-34.5pp | 82.4%-32.4pp | 81.2%-31.2pp |
| Annual return | 3436.76% | 750.73%+2686.0pp | 572.31%+2864.4pp | 418.27%+3018.5pp |
| Employer contribution / active EE | $2,713 | $5,245-48.3% | $4,815-43.7% | $4,741-42.8% |
| Participant deferral / active EE | $6,500 | $7,801-16.7% | $7,448-12.7% | $6,401+1.5% |
| Admin fee / account holder | $381 | $11,568-96.7% | $10,007-96.2% | $11,429-96.7% |