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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,353 | $138,076+31.3% | $123,553+46.8% | $135,380+34.0% |
| Participation rate | 91.7% | 84.7%+6.9pp | 82.3%+9.4pp | 82.6%+9.0pp |
| Annual return | -9.51% | 153.70%-163.2pp | 119.21%-128.7pp | 519.81%-529.3pp |
| Employer contribution / active EE | $6,328 | $5,152+22.8% | $4,628+36.7% | $4,779+32.4% |
| Participant deferral / active EE | $14,318 | $6,800+110.6% | $6,426+122.8% | $5,609+155.3% |
| Admin fee / account holder | $798 | $10,917-92.7% | $9,284-91.4% | $10,828-92.6% |