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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,903 | $115,814-54.3% | $101,275-47.8% | $158,982-66.7% |
| Participation rate | 84.6% | 79.4%+5.2pp | 75.8%+8.8pp | 82.0%+2.6pp |
| Annual return | 22.09% | 56.16%-34.1pp | 46.48%-24.4pp | 302.99%-280.9pp |
| Employer contribution / active EE | $11,409 | $4,176+173.2% | $3,660+211.7% | $4,763+139.5% |
| Participant deferral / active EE | $12,312 | $4,958+148.3% | $4,371+181.7% | $5,983+105.8% |
| Admin fee / account holder | $575 | $7,249-92.1% | $5,948-90.3% | $11,252-94.9% |