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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,695 | $125,778-24.7% | $114,563-17.3% | $154,746-38.8% |
| Participation rate | 33.3% | 75.2%-41.9pp | 72.9%-39.6pp | 80.7%-47.4pp |
| Annual return | 21.59% | 295.14%-273.5pp | 241.09%-219.5pp | 172.34%-150.7pp |
| Employer contribution / active EE | $1,384 | $2,806-50.7% | $2,592-46.6% | $4,379-68.4% |
| Participant deferral / active EE | $6,620 | $4,445+49.0% | $4,142+59.8% | $6,730-1.6% |
| Admin fee / account holder | $20 | $8,190-99.8% | $7,623-99.7% | $14,365-99.9% |