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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,416 | $102,382+131.9% | $147,005+61.5% | $80,874+193.6% |
| Participation rate | 64.7% | 75.8%-11.1pp | 82.2%-17.5pp | 67.6%-2.9pp |
| Annual return | 16.05% | 134.89%-118.8pp | 418.76%-402.7pp | 35.62%-19.6pp |
| Employer contribution / active EE | $5,134 | $3,715+38.2% | $4,934+4.1% | $2,756+86.3% |
| Participant deferral / active EE | $11,881 | $6,646+78.8% | $8,070+47.2% | $4,297+176.5% |
| Admin fee / account holder | $29,868 | $7,942+276.1% | $13,006+129.6% | $6,935+330.7% |