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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,416 | $102,429+131.8% | $147,096+61.4% | $80,925+193.4% |
| Participation rate | 64.7% | 75.9%-11.2pp | 82.2%-17.5pp | 67.7%-3.0pp |
| Annual return | 16.05% | 135.02%-119.0pp | 419.75%-403.7pp | 35.65%-19.6pp |
| Employer contribution / active EE | $5,134 | $3,716+38.2% | $4,936+4.0% | $2,756+86.3% |
| Participant deferral / active EE | $11,881 | $6,649+78.7% | $8,071+47.2% | $4,299+176.4% |
| Admin fee / account holder | $29,868 | $7,957+275.4% | $13,005+129.7% | $6,940+330.4% |