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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,396 | $106,923-88.4% | $84,023-85.2% | $152,909-91.9% |
| Participation rate | 38.5% | 75.3%-36.8pp | 69.0%-30.6pp | 82.5%-44.0pp |
| Annual return | 0.00% | 105.02%-105.0pp | 71.32%-71.3pp | 345.46%-345.5pp |
| Employer contribution / active EE | $1,093 | $2,735-60.1% | $1,984-44.9% | $4,764-77.1% |
| Participant deferral / active EE | $3,287 | $4,013-18.1% | $3,239+1.5% | $5,851-43.8% |
| Admin fee / account holder | $15 | $8,289-99.8% | $6,102-99.8% | $11,601-99.9% |