Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,780 | $97,550-72.5% | $120,344-77.7% | $87,485-69.4% |
| Participation rate | 54.1% | 72.8%-18.8pp | 76.7%-22.7pp | 68.9%-14.9pp |
| Annual return | 15.73% | 18.41%-2.7pp | 20.30%-4.6pp | 26.06%-10.3pp |
| Employer contribution / active EE | $848 | $2,291-63.0% | $3,020-71.9% | $2,596-67.3% |
| Participant deferral / active EE | $2,214 | $4,230-47.7% | $5,135-56.9% | $4,274-48.2% |
| Admin fee / account holder | $612 | $9,543-93.6% | $12,742-95.2% | $7,775-92.1% |