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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,957 | $160,040-66.9% | $147,096-64.0% | $145,877-63.7% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 13.57% | 98.49%-84.9pp | 419.75%-406.2pp | 551.28%-537.7pp |
| Employer contribution / active EE | $52,115 | $5,289+885.3% | $4,936+955.8% | $4,663+1017.6% |
| Participant deferral / active EE | $76,592 | $8,429+808.7% | $8,071+849.0% | $6,691+1044.8% |
| Admin fee / account holder | $19,770 | $15,050+31.4% | $13,005+52.0% | $13,402+47.5% |