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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,554 | $162,136+53.9% | $152,301+63.9% | $154,746+61.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 17.86% | 91.02%-73.2pp | 80.50%-62.6pp | 172.34%-154.5pp |
| Employer contribution / active EE | $5,061 | $4,890+3.5% | $4,624+9.4% | $4,379+15.6% |
| Participant deferral / active EE | $20,225 | $8,341+142.5% | $8,004+152.7% | $6,730+200.5% |
| Admin fee / account holder | $470 | $15,759-97.0% | $14,398-96.7% | $14,365-96.7% |