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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,732 | $97,732-79.8% | $83,831-76.5% | $135,380-85.4% |
| Participation rate | 65.0% | 80.0%-15.0pp | 76.1%-11.1pp | 82.6%-17.6pp |
| Annual return | -5.17% | 1287.56%-1292.7pp | 850.99%-856.2pp | 519.81%-525.0pp |
| Employer contribution / active EE | $563 | $4,222-86.7% | $3,631-84.5% | $4,779-88.2% |
| Participant deferral / active EE | $1,590 | $4,683-66.0% | $4,082-61.0% | $5,609-71.7% |
| Admin fee / account holder | $113 | $6,675-98.3% | $5,479-97.9% | $10,828-99.0% |