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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,033 | $106,247-91.5% | $96,515-90.6% | $139,466-93.5% |
| Participation rate | 83.3% | 77.8%+5.5pp | 74.3%+9.0pp | 80.3%+3.0pp |
| Annual return | 19.86% | 38.47%-18.6pp | 35.73%-15.9pp | 373.66%-353.8pp |
| Employer contribution / active EE | $1,906 | $4,106-53.6% | $3,740-49.0% | $4,754-59.9% |
| Participant deferral / active EE | $1,380 | $5,456-74.7% | $4,880-71.7% | $6,712-79.4% |
| Admin fee / account holder | $615 | $7,885-92.2% | $6,735-90.9% | $11,409-94.6% |