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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,824 | $107,809+61.2% | $97,032+79.1% | $155,188+12.0% |
| Participation rate | 66.7% | 75.5%-8.8pp | 71.6%-4.9pp | 80.8%-14.1pp |
| Annual return | 19.65% | 38.06%-18.4pp | 35.38%-15.7pp | 148.84%-129.2pp |
| Employer contribution / active EE | $1,533 | $2,911-47.3% | $2,629-41.7% | $4,248-63.9% |
| Participant deferral / active EE | $17,833 | $5,129+247.7% | $4,672+281.7% | $6,531+173.1% |
| Admin fee / account holder | $880 | $10,717-91.8% | $9,418-90.7% | $14,480-93.9% |