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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,128 | $103,000-92.1% | $90,300-91.0% | $152,885-94.7% |
| Participation rate | 77.8% | 75.9%+1.9pp | 73.3%+4.5pp | 82.5%-4.7pp |
| Annual return | 29.99% | 95.19%-65.2pp | 78.11%-48.1pp | 345.39%-315.4pp |
| Employer contribution / active EE | $526 | $3,138-83.2% | $2,854-81.6% | $4,763-88.9% |
| Participant deferral / active EE | $2,577 | $4,281-39.8% | $3,884-33.7% | $5,851-56.0% |
| Admin fee / account holder | $1,178 | $6,173-80.9% | $5,353-78.0% | $11,598-89.8% |