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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,128 | $103,038-92.1% | $90,324-91.0% | $152,909-94.7% |
| Participation rate | 77.8% | 75.9%+1.9pp | 73.3%+4.5pp | 82.5%-4.7pp |
| Annual return | 29.99% | 95.25%-65.3pp | 78.15%-48.2pp | 345.46%-315.5pp |
| Employer contribution / active EE | $526 | $3,141-83.2% | $2,856-81.6% | $4,764-88.9% |
| Participant deferral / active EE | $2,577 | $4,282-39.8% | $3,885-33.7% | $5,851-56.0% |
| Admin fee / account holder | $1,178 | $6,177-80.9% | $5,356-78.0% | $11,601-89.8% |