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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,829 | $81,331-83.0% | $155,534-91.1% | $80,935-82.9% |
| Participation rate | 76.2% | 66.3%+9.9pp | 78.2%-2.0pp | 67.7%+8.5pp |
| Annual return | 7.12% | 33.37%-26.2pp | 64.92%-57.8pp | 35.66%-28.5pp |
| Employer contribution / active EE | $0 | $3,105-100.0% | $4,675-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,172 | $3,454-37.1% | $5,630-61.4% | $4,299-49.5% |
| Admin fee / account holder | $7,003 | $7,999-12.5% | $15,900-56.0% | $6,924+1.1% |