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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,014 | $109,967-70.0% | $97,197-66.0% | $145,877-77.4% |
| Participation rate | 78.6% | 76.0%+2.6pp | 72.7%+5.9pp | 80.3%-1.7pp |
| Annual return | 5.94% | 244.27%-238.3pp | 75.47%-69.5pp | 551.28%-545.3pp |
| Employer contribution / active EE | $2,866 | $3,077-6.9% | $2,723+5.2% | $4,663-38.5% |
| Participant deferral / active EE | $5,683 | $4,676+21.5% | $4,263+33.3% | $6,691-15.1% |
| Admin fee / account holder | $442 | $6,199-92.9% | $5,637-92.2% | $13,402-96.7% |