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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,564 | $108,882-87.5% | $96,754-86.0% | $154,746-91.2% |
| Participation rate | 87.5% | 75.1%+12.4pp | 70.3%+17.2pp | 80.7%+6.8pp |
| Annual return | 25.23% | 98.39%-73.2pp | 82.04%-56.8pp | 172.34%-147.1pp |
| Employer contribution / active EE | $1,719 | $3,018-43.0% | $2,679-35.8% | $4,379-60.7% |
| Participant deferral / active EE | $3,842 | $5,323-27.8% | $4,758-19.3% | $6,730-42.9% |
| Admin fee / account holder | $566 | $10,200-94.5% | $8,905-93.6% | $14,365-96.1% |