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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,395 | $97,732-90.4% | $83,831-88.8% | $135,380-93.1% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -28.90% | 1287.56%-1316.5pp | 850.99%-879.9pp | 519.81%-548.7pp |
| Employer contribution / active EE | $2,190 | $4,222-48.1% | $3,631-39.7% | $4,779-54.2% |
| Participant deferral / active EE | $5,461 | $4,683+16.6% | $4,082+33.8% | $5,609-2.6% |
| Admin fee / account holder | $758 | $6,675-88.6% | $5,479-86.2% | $10,828-93.0% |