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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,125 | $77,962-63.9% | $178,540-84.2% | $80,935-65.3% |
| Participation rate | 85.2% | 65.7%+19.5pp | 77.1%+8.1pp | 67.7%+17.5pp |
| Annual return | 15.80% | 18.10%-2.3pp | 27.15%-11.4pp | 35.66%-19.9pp |
| Employer contribution / active EE | $1,726 | $2,280-24.3% | $3,953-56.3% | $2,757-37.4% |
| Participant deferral / active EE | $5,045 | $4,404+14.5% | $6,281-19.7% | $4,299+17.3% |
| Admin fee / account holder | $12,076 | $7,156+68.8% | $10,424+15.8% | $6,924+74.4% |