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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,370 | $227,291-55.0% | $214,702-52.3% | $155,188-34.0% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 12.87% | 60.08%-47.2pp | 54.55%-41.7pp | 148.84%-136.0pp |
| Employer contribution / active EE | $12,766 | $6,772+88.5% | $6,461+97.6% | $4,248+200.5% |
| Participant deferral / active EE | $10,322 | $9,582+7.7% | $9,147+12.9% | $6,531+58.0% |
| Admin fee / account holder | $12,755 | $20,413-37.5% | $19,830-35.7% | $14,480-11.9% |