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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,592 | $111,814-38.7% | $103,374-33.6% | $145,959-53.0% |
| Participation rate | 78.6% | 77.9%+0.6pp | 74.5%+4.1pp | 80.3%-1.7pp |
| Annual return | 21.04% | 24.77%-3.7pp | 24.89%-3.8pp | 561.95%-540.9pp |
| Employer contribution / active EE | $8,763 | $4,214+108.0% | $3,869+126.5% | $4,661+88.0% |
| Participant deferral / active EE | $4,650 | $5,618-17.2% | $5,058-8.1% | $6,689-30.5% |
| Admin fee / account holder | $3,851 | $9,754-60.5% | $8,394-54.1% | $13,398-71.3% |