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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,778 | $201,370-29.6% | $184,256-23.1% | $145,897-2.8% |
| Participation rate | 27.3% | 87.5%-60.2pp | 86.8%-59.6pp | 80.3%-53.0pp |
| Annual return | 13.23% | 29.05%-15.8pp | 28.85%-15.6pp | 552.29%-539.1pp |
| Employer contribution / active EE | $3,056 | $7,024-56.5% | $6,427-52.4% | $4,663-34.5% |
| Participant deferral / active EE | $5,120 | $9,808-47.8% | $9,133-43.9% | $6,689-23.5% |
| Admin fee / account holder | $29,840 | $16,364+82.4% | $13,899+114.7% | $13,390+122.8% |