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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,150 | $111,785-73.0% | $93,669-67.8% | $145,877-79.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 13.75% | 203.79%-190.0pp | 133.59%-119.8pp | 551.28%-537.5pp |
| Employer contribution / active EE | $3,833 | $3,096+23.8% | $2,424+58.2% | $4,663-17.8% |
| Participant deferral / active EE | $9,313 | $4,919+89.3% | $4,416+110.9% | $6,691+39.2% |
| Admin fee / account holder | $1,097 | $10,256-89.3% | $8,291-86.8% | $13,402-91.8% |