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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,726 | $117,444-97.7% | $99,479-97.3% | $152,909-98.2% |
| Participation rate | 100.0% | 77.5%+22.5pp | 73.8%+26.2pp | 82.5%+17.5pp |
| Annual return | 108.82% | 31.87%+76.9pp | 30.72%+78.1pp | 345.46%-236.6pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $2,540-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $2,665 | $4,086-34.8% | $3,619-26.4% | $5,851-54.5% |
| Admin fee / account holder | $459 | $7,635-94.0% | $6,253-92.7% | $11,601-96.0% |