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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,848 | $175,259-94.4% | $149,723-93.4% | $139,487-92.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | -43.09% | 166.82%-209.9pp | 134.50%-177.6pp | 373.84%-416.9pp |
| Employer contribution / active EE | $1,610 | $5,478-70.6% | $4,821-66.6% | $4,755-66.1% |
| Participant deferral / active EE | $12,073 | $6,522+85.1% | $5,682+112.5% | $6,713+79.9% |
| Admin fee / account holder | $28,403 | $16,158+75.8% | $13,215+114.9% | $11,407+149.0% |