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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,402 | $129,737+59.1% | $119,126+73.3% | $154,746+33.4% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 15.14% | 379.08%-363.9pp | 282.11%-267.0pp | 172.34%-157.2pp |
| Employer contribution / active EE | $2,576 | $4,375-41.1% | $4,034-36.1% | $4,379-41.2% |
| Participant deferral / active EE | $10,719 | $5,842+83.5% | $5,318+101.6% | $6,730+59.3% |
| Admin fee / account holder | $6,250 | $11,961-47.7% | $10,693-41.6% | $14,365-56.5% |