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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,519 | $73,988-93.9% | $96,538-95.3% | $75,177-94.0% |
| Participation rate | 75.6% | 66.4%+9.2pp | 74.3%+1.3pp | 67.2%+8.4pp |
| Annual return | 35.95% | 26.73%+9.2pp | 35.74%+0.2pp | 160.75%-124.8pp |
| Employer contribution / active EE | $1,265 | $2,930-56.8% | $3,740-66.2% | $2,671-52.6% |
| Participant deferral / active EE | $1,793 | $3,660-51.0% | $4,880-63.3% | $4,126-56.5% |
| Admin fee / account holder | $302 | $5,220-94.2% | $6,737-95.5% | $5,651-94.7% |