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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,382 | $77,908-35.3% | $149,696-66.3% | $75,173-33.0% |
| Participation rate | 38.7% | 65.6%-26.9pp | 78.8%-40.1pp | 67.2%-28.5pp |
| Annual return | 28.74% | 31.73%-3.0pp | 134.46%-105.7pp | 160.72%-132.0pp |
| Employer contribution / active EE | $1,201 | $3,138-61.7% | $4,821-75.1% | $2,671-55.1% |
| Participant deferral / active EE | $3,760 | $3,411+10.2% | $5,682-33.8% | $4,126-8.9% |
| Admin fee / account holder | $214 | $5,950-96.4% | $13,212-98.4% | $5,651-96.2% |