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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $441,813 | $217,432+103.2% | $185,849+137.7% | $167,536+163.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.71% | 148.42%-133.7pp | 122.10%-107.4pp | 478.82%-464.1pp |
| Employer contribution / active EE | $30,673 | $5,875+422.1% | $5,169+493.5% | $4,839+533.9% |
| Participant deferral / active EE | $15,405 | $6,357+142.3% | $5,569+176.6% | $6,342+142.9% |
| Admin fee / account holder | $12,708 | $19,818-35.9% | $16,244-21.8% | $12,315+3.2% |