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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,356 | $117,895-80.2% | $102,460-77.2% | $145,897-84.0% |
| Participation rate | 80.0% | 78.6%+1.4pp | 76.5%+3.5pp | 80.3%-0.3pp |
| Annual return | 7.03% | 31.92%-24.9pp | 29.47%-22.4pp | 552.29%-545.3pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $3,025-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $8,137 | $5,736+41.9% | $5,056+60.9% | $6,689+21.6% |
| Admin fee / account holder | $12,182 | $13,353-8.8% | $9,460+28.8% | $13,390-9.0% |