Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,480 | $85,766-77.3% | $136,298-85.7% | $70,126-72.2% |
| Participation rate | 30.8% | 74.2%-43.4pp | 81.9%-51.2pp | 69.5%-38.8pp |
| Annual return | 319.98% | 31.46%+288.5pp | 5156.27%-4836.3pp | 73.15%+246.8pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $3,820 | $5,051-24.4% | $6,247-38.9% | $3,332+14.6% |
| Admin fee / account holder | $307 | $5,421-94.3% | $9,244-96.7% | $4,645-93.4% |