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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,875 | $165,381-14.8% | $149,730-5.9% | $158,966-11.4% |
| Participation rate | 60.0% | 84.6%-24.6pp | 82.5%-22.5pp | 82.0%-22.0pp |
| Annual return | 9.39% | 348.29%-338.9pp | 276.70%-267.3pp | 302.95%-293.6pp |
| Employer contribution / active EE | $5,862 | $5,104+14.8% | $4,645+26.2% | $4,762+23.1% |
| Participant deferral / active EE | $10,179 | $7,182+41.7% | $6,843+48.8% | $5,983+70.1% |
| Admin fee / account holder | $30,925 | $10,809+186.1% | $9,310+232.1% | $11,250+174.9% |