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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,173 | $185,225-96.7% | $142,898-95.7% | $167,553-96.3% |
| Participation rate | 100.0% | 78.5%+21.5pp | 72.0%+28.0pp | 82.1%+17.9pp |
| Annual return | 25.35% | 8558.12%-8532.8pp | 5639.64%-5614.3pp | 478.89%-453.5pp |
| Employer contribution / active EE | $762 | $5,607-86.4% | $4,146-81.6% | $4,840-84.3% |
| Participant deferral / active EE | $1,736 | $4,496-61.4% | $3,838-54.8% | $6,343-72.6% |
| Admin fee / account holder | $1,398 | $8,032-82.6% | $6,560-78.7% | $12,316-88.7% |