Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,442 | $39,132-91.2% | $57,196-94.0% | $62,881-94.5% |
| Participation rate | 41.5% | 70.5%-28.9pp | 75.3%-33.8pp | 69.3%-27.8pp |
| Annual return | 62.10% | 9.24%+52.9pp | 14.59%+47.5pp | 20.14%+42.0pp |
| Employer contribution / active EE | $360 | $1,874-80.8% | $2,683-86.6% | $2,281-84.2% |
| Participant deferral / active EE | $859 | $2,374-63.8% | $3,096-72.3% | $3,203-73.2% |
| Admin fee / account holder | $319 | $2,594-87.7% | $3,141-89.9% | $4,296-92.6% |