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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,929 | $169,356-96.5% | $129,406-95.4% | $145,897-95.9% |
| Participation rate | 83.3% | 76.5%+6.8pp | 69.6%+13.7pp | 80.3%+3.0pp |
| Annual return | 13.01% | 14418.62%-14405.6pp | 9468.18%-9455.2pp | 552.29%-539.3pp |
| Employer contribution / active EE | $1,630 | $5,542-70.6% | $4,155-60.8% | $4,663-65.0% |
| Participant deferral / active EE | $2,227 | $4,987-55.3% | $4,167-46.6% | $6,689-66.7% |
| Admin fee / account holder | $582 | $9,915-94.1% | $7,689-92.4% | $13,390-95.7% |