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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,532 | $150,447-97.7% | $136,298-97.4% | $147,586-97.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 31.44% | 1049.15%-1017.7pp | 5156.27%-5124.8pp | 578.59%-547.2pp |
| Employer contribution / active EE | $1,070 | $5,256-79.6% | $4,696-77.2% | $4,876-78.1% |
| Participant deferral / active EE | $5,913 | $6,631-10.8% | $6,247-5.3% | $5,439+8.7% |
| Admin fee / account holder | $6,546 | $10,906-40.0% | $9,244-29.2% | $10,886-39.9% |