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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,389 | $106,280+18.9% | $96,538+30.9% | $139,487-9.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 12.94% | 38.48%-25.5pp | 35.74%-22.8pp | 373.84%-360.9pp |
| Employer contribution / active EE | $10,484 | $4,107+155.3% | $3,740+180.3% | $4,755+120.5% |
| Participant deferral / active EE | $3,044 | $5,457-44.2% | $4,880-37.6% | $6,713-54.6% |
| Admin fee / account holder | $3,042 | $7,888-61.4% | $6,737-54.8% | $11,407-73.3% |