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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,407 | $165,399-75.0% | $149,745-72.3% | $158,982-74.0% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 18.59% | 348.34%-329.7pp | 276.72%-258.1pp | 302.99%-284.4pp |
| Employer contribution / active EE | $1,813 | $5,105-64.5% | $4,646-61.0% | $4,763-61.9% |
| Participant deferral / active EE | $6,725 | $7,183-6.4% | $6,843-1.7% | $5,983+12.4% |
| Admin fee / account holder | $5,683 | $10,811-47.4% | $9,312-39.0% | $11,252-49.5% |