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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,907 | $103,038-96.2% | $90,324-95.7% | $152,909-97.4% |
| Participation rate | 70.6% | 75.9%-5.3pp | 73.3%-2.7pp | 82.5%-11.9pp |
| Annual return | 24.16% | 95.25%-71.1pp | 78.15%-54.0pp | 345.46%-321.3pp |
| Employer contribution / active EE | $693 | $3,141-77.9% | $2,856-75.7% | $4,764-85.5% |
| Participant deferral / active EE | $1,151 | $4,282-73.1% | $3,885-70.4% | $5,851-80.3% |
| Admin fee / account holder | $577 | $6,177-90.7% | $5,356-89.2% | $11,601-95.0% |