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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,895 | $176,105-90.4% | $159,474-89.4% | $167,536-89.9% |
| Participation rate | 87.5% | 85.0%+2.5pp | 82.8%+4.7pp | 82.1%+5.4pp |
| Annual return | 12.71% | 331.91%-319.2pp | 263.68%-251.0pp | 478.82%-466.1pp |
| Employer contribution / active EE | $1,625 | $5,299-69.3% | $4,831-66.4% | $4,839-66.4% |
| Participant deferral / active EE | $3,019 | $7,751-61.1% | $7,353-58.9% | $6,342-52.4% |
| Admin fee / account holder | $627 | $12,559-95.0% | $10,802-94.2% | $12,315-94.9% |