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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,680 | $82,674-77.4% | $125,381-85.1% | $68,486-72.7% |
| Participation rate | 62.5% | 75.1%-12.6pp | 82.4%-19.9pp | 67.9%-5.4pp |
| Annual return | -6.99% | -5.97%-1.0pp | 572.31%-579.3pp | -7.85%+0.9pp |
| Employer contribution / active EE | $3,125 | $3,382-7.6% | $4,815-35.1% | $2,597+20.3% |
| Participant deferral / active EE | $6,663 | $6,111+9.0% | $7,448-10.5% | $4,028+65.4% |
| Admin fee / account holder | $4,953 | $6,277-21.1% | $10,007-50.5% | $5,404-8.3% |