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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,313 | $88,754-52.3% | $81,820-48.3% | $145,877-71.0% |
| Participation rate | 62.5% | 75.1%-12.6pp | 72.4%-9.9pp | 80.3%-17.8pp |
| Annual return | 17.44% | 1031.77%-1014.3pp | 777.93%-760.5pp | 551.28%-533.8pp |
| Employer contribution / active EE | $3,125 | $3,085+1.3% | $2,915+7.2% | $4,663-33.0% |
| Participant deferral / active EE | $4,564 | $4,648-1.8% | $4,323+5.6% | $6,691-31.8% |
| Admin fee / account holder | $3,138 | $8,424-62.7% | $7,391-57.5% | $13,402-76.6% |