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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,967 | $166,131-62.7% | $164,975-62.4% | $145,877-57.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.31% | 100.37%-87.1pp | 70.12%-56.8pp | 551.28%-538.0pp |
| Employer contribution / active EE | $6,085 | $5,276+15.3% | $4,343+40.1% | $4,663+30.5% |
| Participant deferral / active EE | $11,993 | $6,962+72.3% | $6,033+98.8% | $6,691+79.2% |
| Admin fee / account holder | $567 | $16,648-96.6% | $12,688-95.5% | $13,402-95.8% |