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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,692 | $153,769+119.6% | $133,975+152.1% | $273,972+23.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 7.53% | 36.51%-29.0pp | 29.29%-21.8pp | 41.46%-33.9pp |
| Employer contribution / active EE | $13,723 | $6,029+127.6% | $5,211+163.3% | $4,869+181.9% |
| Participant deferral / active EE | $19,283 | $6,958+177.1% | $6,282+207.0% | $5,287+264.7% |
| Admin fee / account holder | $650 | $11,765-94.5% | $9,324-93.0% | $10,133-93.6% |