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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,702 | $100,139+199.3% | $85,187+251.8% | $145,884+105.4% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 12.48% | 84.15%-71.7pp | 66.67%-54.2pp | 551.85%-539.4pp |
| Employer contribution / active EE | $18,000 | $3,238+455.9% | $2,732+558.8% | $4,662+286.1% |
| Participant deferral / active EE | $30,500 | $5,296+476.0% | $4,525+574.1% | $6,690+355.9% |
| Admin fee / account holder | $2,714 | $7,262-62.6% | $6,162-56.0% | $13,392-79.7% |