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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,471 | $202,342-50.3% | $172,752-41.8% | $152,897-34.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 21.34% | 1029.83%-1008.5pp | 802.97%-781.6pp | 345.43%-324.1pp |
| Employer contribution / active EE | $8,049 | $5,858+37.4% | $5,144+56.5% | $4,764+69.0% |
| Participant deferral / active EE | $4,004 | $5,948-32.7% | $5,198-23.0% | $5,851-31.6% |
| Admin fee / account holder | $372 | $17,111-97.8% | $13,955-97.3% | $11,599-96.8% |